Benefits of Eating Healthy (Insurance Savings & More!)
Over 67% of adults are overweight or obese. Because obesity is associated with almost every kind of health-related preventable death, this epidemic of unhealthy eating and obesity is very costly for individuals and the healthcare system. Obesity and the conditions it causes can also affect health insurance rates. The benefits of eating healthy include a loss in weight, which promotes better health.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Dec 15, 2023
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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider. Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Dec 15, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider. Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Nine of the most common causes of death in the United States during recent years include heart disease, cancer, accidents, chronic lower respiratory diseases, cerebrovascular diseases, Alzheimer’s, diabetes, influenza, and pneumonia. Though this may not be news to everyone, what can be shocking is that poor eating habits have been tied to the contraction of a number of these leading causes of death.
There are many benefits of eating healthy, yet so few of us truly consider how to implement good nutritional habits.
If someone asked you, how would you rate your eating habits on a scale from one to ten? (One signifying that your eating habits are poor and you rarely eat healthy foods and ten signifying that you eat a lot of healthy foods and are consistent with your portions.) Sometimes analyzing where we are on this scale can be frustrating, but when push comes to shove, it’s for our own benefit.
Understanding our own eating habits, taking accountability for them, and making changes for a healthier lifestyle are important steps to gaining natural life insurance.
So what happens if you are unable to live a “healthy” lifestyle and control what you are consuming on a regular basis?
In this article, we will discuss some of the repercussions that you may experience if you decide to maintain an unhealthy diet as well as some of the ways that you can make benefit from eating healthy, even if you make the switch slowly.
In the frequently asked questions section, we’ll cover the importance of eating healthy food, how eating healthy affect your body, the mental benefits of eating healthy, and the benefits of a balanced diet.
This article is intimately tied with life insurance. After all, the better the eat, often the longer you live, so your life insurance rates may be cheaper. Check out our Life Insurance: Most Frequently Asked Questions page for more information.
And whether you’re eating healthy or not, looking to get a quote for life insurance can help you find cheaper rates. Just enter your ZIP code into our FREE online quote comparison tool. It’ll give you the best life insurance rates for your area based on your demographics.
Negative Effects of Unhealthy Eating
Some of the most common foods that entice people to eat unhealthy diets are those that are the most quickly and easily accessible–fast foods, processed foods, fried foods, sugary foods. Over the years, we have seen increased production of “convenient” foods (the majority of which are not good for our bodies).
When we consume these unhealthy foods on a regular basis, our bodies are put under a lot of stress as a number of bodily functions are affected.
Those who consume these foods in excess may experience many negative reactions. Some of these reactions may include headaches, acne, depression, dental distress, shortness of breath, high blood pressure, high cholesterol, weight gain, blood sugar spikes, insulin resistance, bloating, and puffiness.
Over the past couple of decades, the convenience food industry has sucked in enough people that more than two in three adults in the United States are considered to be overweight or obese. Not only does that greatly affect these people’s lives, but it also affects their ability to protect and provide for their loved ones if something happened to them unexpectedly. Though this may sound a bit dramatic, it’s unfortunately true.
When you are looking for a life insurance policy, you will be asked a number of questions by the provider to see if you are a good fit for one of its policies. Some of the questions that are asked will help the provider understand your health background as there are some health conditions that increase your risk for deadly diseases and in turn increase the cost of your life and health insurance.
The following pre-existing conditions may apply in these circumstances:
- High blood pressure
- High cholesterol
- High blood sugar
- Obesity
- Kidney disease
- Cardiovascular or heart disease
If you have struggled or currently struggle with any of these health challenges, you can make some adjustments to your current lifestyle habits to show that you are working to manage any high-risk health conditions. If you are still concerned that you will be denied, it may be wise to seek out a provider that does not require a physical examination.
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How to Form Healthy Eating Habits
Starting to eat healthy foods at times can be daunting. If you are not accustomed to eating fruits and vegetables, there may be some that just don’t taste good to you. Although it may be tempting to want to throw in the towel, adopting these healthy habits are well worth sticking to.
Change is not something that occurs overnight, it is a long and hard process. To help make this process a bit easier, here are a number of healthy eating tips that will help you be successful in the long run.
Eat in Moderation
All foods should be eaten in moderation. Avoid over-indulging yourself even though the food may taste amazing. Just because there is a lot of food available or a number of different options, that doesn’t mean that you need to eat large amounts.
Limit Calorie-Dense Foods
Try to limit saucy, fried foods. These foods keep you the furthest from your goal as they are high in trans fats which are associated with heart disease, cancer, diabetes, and obesity, just to name a few. Also, limit drinks with calories.
People usually think of options like soda when someone says a sugary drink, but even sports drinks can contain more sugar than you realize.
Though it seems like a good way to keep your body hydrated, the calories will quickly add up and you will have consumed far too much sugar.
Minimize Your Overall Stress Level
Stress can be the end-all to your healthy eating habits. Whether you stop eating altogether or you start binge eating, your stress can have many negative effects on the habits that you have established. As important as your diet is working to reduce your stress levels.
Eat Regularly Throughout the Day
As you eat throughout the day, you keep your metabolism functioning at a healthy rate, which keeps you from snacking on unhealthy foods and overeating at meals. This doesn’t mean you should eat a donut every couple of hours. Plan some healthy snacks throughout the day so that you keep something in your stomach and don’t feel tempted by the filler calories (cookies, candy, soda, etc.)
As you continue to develop healthy eating habits, you’ll want to consider coupling your new and improved diet with another important activity: exercise.
Maintaining an active lifestyle will no doubt play a key role in combating obesity, and other chronic health issues such as high blood pressure, and even anxiety. As you exercise, take care to not only take in nutrients that will enhance your progress (such as high-protein foods), but make sure you are hydration tracking, to ensure you remain safe and prevent any further health problems.
Benefits of Eating Healthy
As you embrace better nutritional habits and make small changes in your eating habits, you will experience a number of health benefits. These benefits include, but are not limited to:
- Weight loss
- Reduced risk of cancer
- Diabetes management
- Heart health
- Stroke prevention
- Strong bones
- Healthy and strong teeth
- Better moods
- Improved memory function
- Improved gut health
- Better sleep
As someone that used to struggle to eat healthy foods, I have grown to love them because of how they make me feel. Just because change is hard doesn’t mean that we shouldn’t give it a try.
Eating Healthy is Natural Life Insurance
One of the best ways that you can care for your body, your life, and those around you is by maintaining a healthy lifestyle. Not only will you live longer, but were anything to happen to you, your chances of having a quality life insurance plan to provide for your loved ones is much higher. Make sure you read up on tips for shopping for life insurance if you haven’t already.
The life and health insurance plans increase exponentially (up to 250% more!) by pre-existing conditions you can easily avoid by making healthier eating choices each day.
If you feel that you need to make some changes in your habits to facilitate healthier living, don’t wait. The best part of life is living it, so get out there and live your life to the fullest.
Now that you’ve learned the importance of eating healthy for both your own health and for lowering life insurance rates, use our free online quote generator to find the best rates for life insurance in your area.
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Frequently Asked Questions
What are the five benefits of healthy eating?
Five benefits of healthy eating are weight loss, better heart health, strong bones and teeth, better moods and energy levels, and improved memory and brain health.
What are the main benefits of eating healthy?
The main benefits of eating healthy are weight loss, stronger bones and teeth, more control over conditions like diabetes, lower cholesterol, lower resting heart rate, better memory, better brain health, and many more.
What happens to your body when you eat healthy?
What we eat affects numerous functions in the body, including cell regeneration, inflammation, digestion, and sleep. When we switch from an unhealthy diet to a healthy diet, all of these functions improve, which leads (often) to someone looking a lot better and feeling better as well.
Why is it important to stay active?
Being active has many positive effects on the body. Those include stronger muscles, stronger bones, lost weight, a reduction in risk of heart disease, diabetes, and some cancers, and better brain health. Exercise increases serotonin in the brain, which leads people to feel good (similar to the “runner’s high”). Being active can also lead to more energy, which can translate to many different areas of a person’s life.
What do healthy people eat?
Healthy people often have a very balanced diet with many vegetables, fruit, positive fats, and positive proteins. Staying away from trans fats and other negative sources of fat is important.
What happens if you don’t eat regularly?
Skipping meals can cause our metabolism to drop with our bodies burning less energy (and fewer calories). Psychologically, a person might feel sluggish or not have much energy. Generally, this is something that happens over time, as many people have shown that certain diets — intermittent fasting, for instance — can actually benefit the body by strengthening cell walls and increasing resistance towards diabetes.
What is the world’s unhealthiest food?
Without getting into the horror show that is fast food restaurants, the world’s unhealthiest foods involve starch. Foods that have this are white bread, pizza, pasta, and more.
What is the best food for humans to eat?
The best foods for humans to eat are generally all vegetables — broccoli, spinach, eggplant — and fruit such as blueberries, blackberries, strawberries, oranges, bananas, and more.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.