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PostThe times they are a-changin’ but even in periods of uncertainty, there are still steps you can take to protect your loved ones’ financial futures. While you can’t control everything that happens around you, you can take the lead when shopping for a whole life insurance policy. If you need affordable life insurance, knowing where...
The times they are a-changin’ but even in periods of u...
PostLife insurance underwriting is where your policy’s destiny is determined. While most buyers believe they are done after submitting the application, this is the farthest thing from the truth. Life insurance underwriting is where your premiums, approval or denials are established. Many consumers merely sign up based on price alone. They fail to ask the...
Life insurance underwriting is where your policy’s destiny...
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PostWhether you apply to a fully underwritten or no-exam life insurance policy, the carrier’s underwriter will request access to your MIB file, provided you have one. The Medical Information Bureau provides consumer reports (not credit reports) for the exclusive use of insurance companies which are members of MIB Group, Inc. In a nutshell, the MIB...
Whether you apply to a fully underwritten or no-exam life in...
PostWhat is a Contestability Period? Buying life insurance is far from being the most exciting thing you can do. What is even worse, though, is when the insurer refuses to pay a claim. A contestability period is the time allowed for the carrier to contest the claim’s validity if they find material misrepresentation on the...
What is a Contestability Period? Buying life insurance is fa...
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