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PostWhen looking at sample life insurance rates, you should consider if you can take out a loan. Many life insurance companies allow you to borrow the cash value from a permanent life policy. Discovering more about life insurance companies that you can borrow from will help you determine if this is the best step for you....
When looking at sample life insurance rates, you should cons...
PostFinding life insurance as an immigrant can be confusing, but several life insurance companies across the country accept Individual Taxpayer Identification Number (ITIN) in lieu of a Social Security Number. You can buy term life or whole life insurance with an ITIN. If you’re looking for rates for life insurance companies that accept ITIN, enter your...
Finding life insurance as an immigrant can be confusing, but...
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PostIf you have a whole life insurance policy, you may have heard of the Infinite Banking concept. However, you may be unsure of what Infinite Banking is or how it works. You may even be wondering, “Is Infinite Banking a scheme?” Well, at its simplest form, Infinite Banking is a way of using your whole...
If you have a whole life insurance policy, you may have hear...
PostHere’s what you need to know… Life insurance falls into two main categories: term or whole Life insurance policies can be customized with riders that increase benefits, add coverage, or protect premiums The best life insurance policy is the one that gives you the coverage you need at the lowest price There are a lot...
Here’s what you need to know… Life insurance fal...
PostThe Brief Seattle, San Francisco, and Portland, Oregon, are currently considered some of the best cities for same-sex couples On the other end of the spectrum, Birmingham, Alabama, is one of the least LGBTQ-friendly cities About one in 10 LGBT Americans (10.2 percent) is married to a same-sex partner In this study, we’ll rank...
The Brief Seattle, San Francisco, and Portland, Oregon, are ...
PostNine of the most common causes of death in the United States during recent years include heart disease, cancer, accidents, chronic lower respiratory diseases, cerebrovascular diseases, Alzheimer’s, diabetes, influenza, and pneumonia. Though this may not be news to everyone, what can be shocking is that poor eating habits have been tied to the contraction of a...
Nine of the most common causes of death in the United State...
PostApplying for life insurance can be confusing and not a little anxiety-inducing. On top of figuring out how much coverage you need and which company to choose, you also have an insurance company digging into your health and lifestyle. You probably have privacy concerns, and you’re not alone. When you sign off on that background...
Applying for life insurance can be confusing and not a littl...
PostAdvances in medicine and technology have led to decades of rising life expectancy in the U.S. However, according to the Centers for Disease Control and Prevention, life expectancy at birth in the U.S. was 78.6 years in 2017, down from 78.7 years in 2016. What are the most common causes of death for each state...
Advances in medicine and technology have led to decades of r...
PostMany Americans struggle to get enough physical activity, but they work diligently to prioritize exercise and movement in their free time. In 2018, Americans spent billions of dollars on gym memberships and health club costs. At the same time, a significant share of American workers can’t escape strenuous physical activity. In the U.S., approximately 10...
Many Americans struggle to get enough physical activity, but...
PostWhen applying for life insurance, there is an underwriting process and sometimes that requires life insurance attending physician statement (APS). APS underwriting in life insurance begins after you’ve gathered quotes and applied for the insurance and is meant to explain the level of risk you are to the insurance company. You probably have many life...
When applying for life insurance, there is an underwriting p...
PostAre you confused about life insurance and want the answers to life insurance frequently asked questions? We have answered the most commonly asked questions about life insurance, from questions about the types of life insurance to how to save on life insurance. If you are interested in purchasing life insurance after having your questions answered,...
Are you confused about life insurance and want the answers t...
PostInsurance companies hate gambling as much as a child hates his vegetables. They would rather increase their odds by carrying out medical tests on potential clients. They will then evaluate the results, prepare a comparison of your mortality risk, and then decide whether it makes financial sense to offer you coverage or not, as well...
Insurance companies hate gambling as much as a child hates h...
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